Spectrum Underwriting Managers

A Full-Service Medical Stop Loss MGU

Spectrum Underwriting Managers, Inc. is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 by established industry professionals, Spectrum is a leading provider of a comprehensive line of stop loss products and services for small employers with 25 to 199 employee lives. Spectrum’s products are available through a nationwide network of select Third Party Administrators and Brokers.

Spectrum represents Zurich American Insurance Company, rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America, Inc. (SIIA) and is a Stop Loss Partner in the Society of Professional Benefit Administrators (SPBA).

Spectrum is your one-stop small-group stop loss resource – 20+ years and counting.

Stability, experience, dependability & focus – make Spectrum’s qualities your assets.

A Moment’s Thought

• “Nothing will do more to determine a company’s success tomorrow…than their decision of who to partner with today.” – Michael Dell
• “In business, the competition will bite you if you keep running; if you stand still, they will swallow you.” – William Knudsen Jr.
• “My preferred person today is one who is always aware of the needs of others, or their pain and fear and unhappiness, and their search for self-respect. I once liked clever people. Now I like good people.” – Solomon Freehof
• “I make the most of all that comes and the least of all that goes.” – Sara Teasdale
• “Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. Once you’ve lost it, you can never get it back.” – Harvey Mackay
• “You miss 100% of the shots you never take.” – Wayne Gretzky
• “Get a good idea and stay with it. Dog it, and work at it until it’s done right.” – Walt Disney
• “We can’t solve problems by using the same kind of thinking we used when we created them.” – Albert Einstein

Frequently Asked Questions

We have developed a list of frequently asked questions (FAQ) to assist you in evaluating Spectrum as a resource for obtaining medical stop loss coverage. These questions were culled from third-party administrator questions over the years, and also from issues that we feel are important for you to know about every stop loss facility. Knowledge is power. Determining the issues that are important to you and evaluating your stop loss markets by their stance on those issues will best position you for growth and success.

Spectrum welcomes your questions or comments regarding this FAQ or any other issues that you feel are important or will contribute to the continued growth of the self-insurance industry. Please contact Spectrum toll-free at 800-804-7732 or e-mail us at info@spectrumhq.com.

Contact Us

Spectrum Underwriting Managers, Inc.
41 East Washington Street, Suite 100
Indianapolis, IN  46204
317-692-3285 main
800-804-7732 toll-free
317-692-3293 fax
info@spectrumhq.com

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Latest News

• Integrated Stop Loss Now Available!

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• Good News for Self-Insurance

  With information garnered from a variety of industry association conferences so far this year (HCAA, SIIA, SPBA), it’s clear that there is no shortage of good news regarding self-insurance, particularly for small employers.  Both the DOL and HHS wer...